Can You get a No Income Verification Mortgage?
The answer is… YES!
We get asked this constantly in our day-to-day business conversations. Many don’t think these mortgage loans exist or are possible to obtain. They are not very common in today’s lending world. But we hand-picked a few fantastic Lenders that we work with that made their main priority to offer no-income loans to the qualified Borrowers.
Yes, that means NO verifications of W2/1099/Taxes or paystubs are needed! Your credit score and funds to close will do.
We have seen thousands of people get a no-income statement mortgage. The main thing is for them to analyze your current financial situation and see if you qualify. Many potential buyers are very close and just need to improve a few things on their credit history or provide certain documentation that shows they have the capacity to repay this loan.
Our goal is to help match you up with experts in these exact loan types to get you approved. We work with hundreds of loan professionals that specialize in specific loan types. You want the expert who has dealt with the loan types you see.
No Income Verification Mortgage Checklist
What you need to get pre-qualified for this program:
- Bank Statements covering at least 60 days with enough funds to cover >=25% down payment + reserves (your future mortgage payment * 6-12 months) + closing costs
- FICO Score at least 700
- Filled out Application
That’s it! Time to go house-shopping ;)
(*depending on lender and type of property some may ask for further proof of funds and documentation)
No Income Verification Mortgage – Final Takeaway
-> We have experts that specialize in No Income Mortgage Verification Loans.
-> These experts have many types of loan programs that will help you get a mortgage, as we work with the Lenders that specialize in Florida based no-doc loans.
The best thing you can do is inquire today to help you answer “Can You get a No Income Verification Mortgage?”
The quicker we intake your information, the faster we can connect you with an expert to help get your loan approved.
Learn more about our No Income Verification Mortgage Loans ->