Foreign nationals looking to purchase property in Florida who are not United States citizens can still get a loan through us! Do not let your citizenship status divert you from achieving your property ownership dreams and goals.
Today’s market has allowed many foreign nations to take advantage of real estate deals on American soil. The term “Foreign National” applies to anyone who is a non-U.S. citizen. GetApprovedLenders.com and Pioneer Mortgage are experts in Foreign National loans Florida.
I have personally helped foreign buyers from all over the world get a mortgage in Florida. Russia, China, Canada, UK, Germany, Netherlands, Israel, Argentina are just a few countries of origin that took advantage of the fantastic programs we offer.
We provide a minimum loan amount of $75,000, starting with 30% down payment to finance a purchase of a home in Florida. Investment properties, single-family and multi-family residences being eligible, as well as condos, units, apartments and townhouses.
Some of the things you’ll need to get ready are:
- Visa to US valid for at least 6 months (if visa to enter the US is required for your country of citizenship)
- 30-40% down payment
- Proof of income (paystubs or CPA letter if self-employed), but we also have programs with no income verification
- Bank statements (most recent 2 months) to show proof of assets sufficient for down payment, closing costs and reserves (12 months of mortgage payments)
- Proof of ownership of your primary home in your country
It may seem overwhelming at first, but don’t worry, my team and I will guide you through the process and help you along the way. The major thing is that the Banks/Lenders want to make sure you have the ability to repay the loan. The better your personal financial statements look and can be verified, the quicker the process will take.