Sometimes buyers don’t want to show their tax returns for various reasons. From not filing last year (or a few years..) to having a complex business structure, to writing a lot off.. Whatever your case is, we can help you find mortgage lenders that do not require tax returns.
In this special scenario, you may want to consider our No-Income-Verification Mortgage Loan program. With this loan type it means no verification of income or employment required! We don’t need your W2s, or pay-stubs, or 1099s, or Taxes… Your credit report and capacity for a mortgage will do just fine.
We have helped thousands to get a “no income statement” mortgage. The main thing is for us to analyze your current financial situation and see if you qualify.
Our goal is ~always~ to help you get approved.
What you need to get pre-qualified for this program:
- Your government-issued photo ID (Drivers License/ Passport/ Green Card)
- Bank Statements covering at least 60 days with enough funds to cover at least 25% Down Payment + Reserves (amount depends on your Loan Amount) + Closing Costs
- FICO Score at least 700
- Filled out Application
*Depending on the lender and type of property some may ask for further proof of funds and documentation
*There is a possibility of using Gift funds from relatives for down payment