What is a No Doc Mortgage?

A No Doc Mortgage stands for No Documentation Mortgage. This means you are trying to get a mortgage loan without having to provide any documentation.
Many people think these mortgage loans don’t exist or are impossible to get approved for.

Quite on the contrary. We have helped thousands of Borrowers get a no-doc verification mortgage. The main thing is for us to analyze your current financial situation and see if you qualify.

Our no income verification mortgage is a great tool for those who can demonstrate ability to repay through good credit history. No W2s, paystubs or Taxes needed! We serve the underbanked and quite understand that old tax returns don’t tell your whole story. Of course, common sense still applies and the Lenders would need to see you as well qualified buyer to get a no-doc mortgage. Many potential buyers are very close to be approved and sometimes it is just the matter of improving a credit history or provide certain documentation that shows they have the capacity to repay the loan.

Our goal is ~always~ to help you get approved.

No Doc Mortgage Checklist

What you need to get pre-qualified for this program:

  1. Government-issued photo ID
  2. Your Bank Statements covering at least 60 days with enough funds for >= 25% down payment + Reserves (amount depends on your Loan Amount) + Closing Costs
  3. FICO Score at least 700
  4. Filled out Application

*depending on the Lender and type of property some may ask for further proof of funds and documentation

*We have programs where Gift from relatives is an acceptable source of Down payment

No Doc Mortgage – Final Takeaway

-> We specialize in No Doc Mortgage Loans.

-> We have many types of loan programs that help you get a mortgage for many property types.

-> We work with Lenders that specialize in Florida based no-doc loans.

The best thing you can do is contact me today to help you answer your questions and get the process started.

The quicker we intake your information, the faster we can work with our lending institutions on getting your loan approved.

Learn more about our No Income Verification Mortgage Loans ->

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