No Income Verification Mortgage Florida
A recent breakthrough in mortgage qualifications: our no income verification mortgage is a great tool for borrowers who demonstrate ability to repay through good credit history. NO W2s, paystubs or Taxes are needed from you! Can you believe it?
We serve the underbanked and we very well understand that old tax returns don’t tell your whole story.
We have seen thousands get a no income statement mortgage. The main thing is for loan experts to analyze your current financial situation and see if you qualify. Many potential buyers are very close to qualifying and just need to improve a few things on their credit history or provide certain documentation that will demonstrate their capacity to repay the mortgage.
Our goal is to help match you up with experts in these exact loan types to get you approved. We work with hundreds of loan professionals that specialize in specific loan types. You want the expert who has dealt with the loan types you see.
Florida No Income Verification Mortgage Checklist
What you need to get pre-qualified for this program:
- Your government-issued photo ID (Driver’s License/ Passport/ Green Card)
- Bank Statements covering at least 60 days with enough funds to cover >=25% down payment + Reserves (your future mortgage payment * 6-12 months) + Closing Costs
- FICO Score at least 700
- Filled out Application
That’s it! Time to go house-shopping ;)
*Depending on the lender and type of property you may be asked for further proof of funds and other documentation
*Certain programs allow for Gift funds from relatives to be used as Down payment