VA Home Loan
A VA Home Loan is provided by private lenders, such as banks and mortgage companies to help Service members, Veterans, and eligible surviving spouses become homeowners. The VA guarantees a portion of the loan, enabling the lender to provide you with favorable terms. As part of our mission to serve veterans, the VA provides a home loan guaranty benefit and other housing-related programs to help vets buy, build, repair, retain a home to live in.
Some of the VA home loan benefits are:
VA Home Loan
Not everyone who served in the Armed Forces qualify for a VA home loan. You must meet at least one of the following to qualify:
- Served 181 days of active service during peacetime.
- Served 90 consecutive days of active service during wartime.
- Served more than 6 years of service with the National Guard or Reserves or 90 days under Title 32 with at least 30 of those days being consecutive.
- Are the spouse of a service member who lost their life in the line of duty or as the result of a service-connected disability. You generally cannot have remarried, although there are exceptions.
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