“So what kind of credit do I need to get my mortgage approved?” is something we hear from people on a daily basis.
Credit score requirement will heavily depend on the type of loan you choose and what your buying needs are.
Some loans, like an FHA mortgage loan, start at 580 and up, for a typical Conventional mortgage loan, you’ll want to be higher than 620. Remember, the higher the score is – the better rates and terms you’ll get from your Lender and you can save thousands of dollars over the life of the loan by having a good-excellent credit score.
For the ones with 700+ credit score we even offer special programs like no-income verification mortgage loans.
We have helped thousands of people get a mortgage. Let us help you with yours! The main thing is for us to analyze your current financial situation and look at your credit history and see what you can qualify for. Many potential buyers are very close to being approved and they just need to improve a few things on their credit history or provide certain documentation that shows their capacity to repay the loan.
Our goal is ~always~ to help you get approved.